A single risk credit insurance policy includes a single buyer and insures against its non-payment. Because of the concentration of risk, premium rates are usually higher on a relative basis than a whole turnover policy, but may be competitive in absolute terms.

Single risk policy holders often choose it for the larger risks they are exposed to. Also called comprehensive non-payment insurance, such insurance protects clients against a buyer or borrower failing to meet their contractual payment obligations due to their inability to pay.

Our single credit risk or comprehensive non-payment insurance solutions are used by clients to be able to do more business with their counterparties without affecting their aggregation counterparty or country limits. Our policies are in line with such regulations relevant to banks as Basel III and as a result can be used as a credit risk mitigant providing a capital relief.